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    Pay with crypto

    Pay with crypto in India — the how-to guide

    This is the transactional walkthrough for paying with crypto at a UPI merchant in India — scan, pick your asset, sign, done. Looking for the underlying product spec sheet? See CryptoSe features. Converting a lump sum to INR instead of paying a merchant? See USDT to INR.

    Works at every UPI QR

    Any BHIM/UPI QR — kirana, café, hospital, hotel — works out of the box.

    USDT, USDC, BTC, ETH

    Pay with the asset you already hold. Stablecoins recommended for tightest pricing.

    Non-custodial wallet

    Your keys, your crypto. CryptoSe never custodies your funds at any point.

    Sub-minute settlement

    Most retail tickets complete end-to-end in minutes (subject to banking partner availability).

    Tax-ready receipts

    1% TDS deducted (Section 194S), Schedule VDA-ready statement issued automatically.

    Works for NRIs too

    Hold crypto abroad, pay Indian merchants in INR — clean alternative to wires.

    Why pay with crypto in India at all?

    For NRIs, freelancers paid in stablecoins, long-term holders, and travellers carrying crypto instead of cash, the alternative — selling on an exchange and waiting for a bank withdrawal — is slow, expensive, and increasingly fragile. Paying directly with crypto via UPI is faster, keeps you in self-custody until the moment of payment, and produces a clean tax trail.

    CryptoSe is built specifically for this use case in India: one product, one rail, full PMLA-aligned reporting on every single transaction.

    Frequently asked questions

    Related

    CryptoSe logoCryptoSe

    Regulated crypto-to-INR settlement infrastructure for India.

    Sync your non-custodial wallet, scan any QR code, and pay instantly in INR — bridging crypto and everyday commerce seamlessly.

    A product of Dadu Fintech Private Limited

    Registered Office3/1694/B, RESHAMWAD, SALABATPURA,
    SURAT-395003
    Founded by Adv. Sakir M. Dadu — dadulegal.com →Reviewed by Crypto Regulatory Expert Adv. Sakir M. Dadu →

    © 2026 Dadu Fintech Private Limited. All rights reserved.

    Registered in India | CIN: U64990GJ2025PTC170447

    Regulatory status: CryptoSe is a pre-launch product of Dadu Fintech Private Limited, registered with the Financial Intelligence Unit — India (FIU-IND) as a Virtual Digital Asset Service Provider, Reg. No. Temporary/2025/VDASP/219. The platform operates PMLA-aligned controls including mandatory KYC, transaction monitoring and STR/CTR filings. FIU-IND is a reporting authority, not a licensor; references to "registered" describe our registration as a PMLA reporting entity, not a banking or exchange licence. Settlement timings are indicative and subject to banking-partner availability and on-chain conditions.

    Grievance Officer: Adv. Sakir M. Dadu, Dadu Fintech Private Limited, 3/1694/B, Reshamwad, Salabatpura, Surat-395003. Email grievance@cryptose.co.in. Acknowledgement within 24 hours, resolution within 15 days, per Rule 3(2) of the IT (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021. A Principal Officer (PMLA) has been designated and notified to FIU-IND.

    Dadu Fintech Private Limited · CIN U64990GJ2025PTC170447 · FIU-IND VDASP Reg. No. Temporary/2025/VDASP/219 · CryptoSe™ (TM Application No. 7363291, Class 36).

    Platform disclaimer: CryptoSe is not an investment or trading platform. We do not offer brokerage, investment advice, or any service designed to buy or hold crypto as an investment. We solely provide non-custodial crypto-to-INR payment settlement and compliance infrastructure.

    Risk disclosure: Virtual Digital Assets are subject to market risk and are not legal tender. Gains are taxable under Section 115BBH of the Income-tax Act, 1961, and 1% TDS under Section 194S is deducted at source on every transaction.